确保从空中保险

The hurricane season of 2017 was the most expensive on record, with estimated damages upward of$306 billion。为了从这些破坏性事件中恢复，社区需要政府组织和主要保险公司提供的财政支持。

到准确计算损失成本to an affected area, and, therefore, make correct payments, insurance companies and their contracted risk analysis service firms need to understand the structures, be it homes or businesses. There is where Geomni, a fully-owned business of risk assessment and data analytics company Verisk, comes in.

Founded in 2012 to bring a critical service in-house, Geomni uses遥感和图像捕获to create complete packages of data for property professionals, from insurance agents to roofers, to accurately provide services to their clients. One of the instruments the firm uses to collect this detailed data is theLeica CityMapperairborne hybrid sensor.

Ensuring estimates

当飓风（例如2017年的主要三人组）（迈克尔，艾尔玛和玛丽亚）威胁着一个地区，保险和风险分析公司开始崩溃。数学家，统计学家，气象学家和结构工程师的团队从合并的数据来源工作准确估计损坏。

数据包括天气预报，预计风速，相似受影响地区的过去保险索赔以及飓风预测的道路中建筑物的结构细节。了解估计的损害成本有助于保险公司设定支付索赔的资源储备，计划在哪里发送访问者，并制定战略计划，以覆盖广泛的损害，例如2017年飓风季节造成的损失。

The last data factor, understanding individual buildings, is where Geomni specialises. The complete data packages the firm creates contains detailed information about a property, including measurements for roofs, windows, walls, doors and more. The packages also include the capture of data about surrounding structures, such as patios, pools and landscaped assets. This accurate data gives accessors acomplete before picture什么时候comparisons need to be madeafter a destructive event occurs.

“With that understanding, our aim is to capture and process high-resolution aerial oblique imagery and other types of geospatial data of as many properties as possible across the entire United States,”Geomni数据战略高级副总裁Magnus Olson说。“我们已经能够找到高分辨率图像and streamline our flying process with the CityMapper. This understanding of the before condition of an巨大的数据库of individual structuresis critical to being able to provide prompt, accurate assessments of damage after any event.”

Ensuring a simplified workflow

作为一家骄傲，自给自足的公司，Geomni搜索了faster and more reliable way to provide its clients the detailed imagery需要快速进行损害估计并处理索赔付款。通过区域分散的飞机和配备CityMapper的组合，该公司现在正在提供导致几天依靠外部承包商来捕获空中图像时，与其说几个月。

到day, Geomni has its own fleet of aircraft at hubs strategically located across the United States, many of which are equipped with CityMapper airborne sensors. The ability to provide both LiDAR and oblique imagery in one pass with the world’s first hybrid airborne sensor is also带来新的机会to the firm.

“With both types of data, we have greater flexibility to take on different types of jobs,”said Olson。“Not only can we serve our core markets, like insurance, but we’re also expanding into traditional geospatial markets, such as surveying and mapping.”

由于科学家预测气候变化将继续提升飓风和其他自然事件，因此需要更好地理解受这些自然力量威胁的结构的需求增加。高质量的空中图像provides a means to not only understand the basic structure but also thedetails of the building and surrounding assetsthat could possibly be affected. The more that is known about these structures, the more capable insurance companies are to provide needed resources and the better able communities will be to recover from disasters.

Though Geomni supports post-disaster response, the company’s main focus is baseline imagery. Also collected with the CityMapper, baseline imagery is collected on a yearly basis with bi-annual updates. Geomni aims to fly all cities and urban areas in the United States with a population of 15,000 or more, and it makes tailored baseline imagery available according to customers’ unique needs.

Geomni serves a variety of industries, such as real estate, construction and landscaping, with its core offering of this baseline imagery. The detailed data available on particular properties enables these professionals to have the information needed to make accurate bids on jobs. Furthermore, driving its support of post-disaster response, the baseline imagery Geomni collects, and its original intention of implementing CityMapper into its workflows, also significantly increases the value of pre- and post-disaster analysis.

“通过使用基线图像，用户在起草竞标方面更快，更有效；Geomni数据策略高级副总裁Magnus Olson说：“确切地知道他们需要做什么才能完成工作。”“在Geomni，我们的工作是使我们的客户通过为他们提供最准确的数据来完成最佳的工作。”